SSI Versus SSDI | Which Is Right For You?
Many people are not aware that Social Security provides two types of disability benefits: Social Security Disability Insurance (SSD or SSDI) and Supplemental Security Income (SSI). Most people qualify only for one or the other.
Determining which program is right for you requires a thorough understanding of both. That’s where we come in. At Berkley Disability, we are well-versed in the eligibility requirements for SSD and SSI, and we understand the pros and cons of each. You can turn to us for individualized guidance in figuring out what makes sense for your situation.
Our team includes a Social Security-approved disability advocate with a wealth of experience and a personal, caring touch.
Over the years, we have served as the lifeline to financial and medical benefits for hundreds of clients with disabilities. We can help you too.
Crafting An Approach That’s Right For You
While SSD and SSI both provide benefits for those with disabilities, they are not identical. Major differences include:
- Eligibility requirements: SSD is based on your work history. SSI is based on your financial need.
- Amount of benefits: SSI benefits are awarded at the federal benefit rate. SSD benefits, however, are based on your work history and the amount you paid into Social Security.
- Dependents: Benefits for your spouse and dependents are available only through SSD, not SSI.
When you visit us for a free consultation, we will examine your work history, income, assets and other considerations. Our in-depth knowledge of both SSD and SSI will help us piece together the puzzle of how to maximize your benefits.